Entity: Swish Mortgages — Credit Representative (568100) of Purple Circle Financial Services Pty Ltd (ACN 611 305 170), Australian Credit Licence 486112.
1) Information We Collect
Personal details
Name, contact details, date of birth and identification documents.
Financial & credit
Income, assets, liabilities, expenses, banking details and credit history.
Employment
Pay slips, employment contracts and work history—especially for variable/shift-based roles.
Property & loan
Details related to home loans, refinancing or investment lending.
Website data
Form submissions, cookies and analytics to improve your experience.
Sensitive information
Only where necessary and with consent, consistent with the APPs and credit reporting laws.
2) How We Collect Information
- 1Directly from you via forms, calls, emails and meetings.
- 2From third parties (with consent) such as employers, accountants and lenders.
- 3From credit reporting bodies to assess loan suitability.
- 4Automatically via cookies/analytics when you use our website.
3) How We Use Information
Assess loan suitability
Match you with suitable lending products.
Submit applications
Prepare, lodge and manage with lenders/aggregators.
Communicate updates
Keep you informed about progress and options.
Compliance
Meet legal/regulatory and responsible lending obligations.
Improve services
Enhance our site and processes.
Marketing (optional)
With consent; opt out anytime.
4) Disclosure of Information
We may share information with:
| Recipient | Purpose |
|---|---|
| Lenders & aggregators | Assess applications, obtain offers and manage settlements. |
| Purple Circle Financial Services Pty Ltd | Licensee oversight and compliance (ACL 486112). |
| Advisers (accountants/solicitors/insurers) | Specialist input for your application. |
| Regulators & authorities | Where required by law or to address disputes. |
We do not sell or rent personal information.
5) Credit Information
We may collect and use credit information and credit eligibility information to assess your application, consistent with the Privacy (Credit Reporting) Code 2014. This may include obtaining your credit report from a credit reporting body.
6) Storage & Security
We use secure systems, role-based access and reasonable safeguards to protect against misuse, interference, loss and unauthorised access.
7) Access & Correction
You may request access to, or correction of, your information. We may need to verify your identity before acting on your request.
8) Cookies & Analytics
We use cookies and analytics (e.g., Google Analytics) to understand site usage and improve performance. You can manage cookies in your browser settings.
10) Changes to This Policy
We may update this policy periodically. The latest version will be published on our website.
How to Reach Us
Glenn Quisay is a Credit Representative (568100) of Purple Circle Financial Services Pty Ltd ACN 611 305 170 Australian Credit Licence 486112.